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Virtual Insurance Agency LLC

143 CadyCenter, Unit 304
Northville, MI 48167

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Featured Insurance Blog

What Is Liability Only Auto Insurance?

If you’re considering buying a car, one factor to consider is car insurance. Car insurance is a requirement for driving on the road in most states. The minimum amount of insurance is liability-only insurance. This type of insurance helps protect other drivers and helps you stay in compliance with driving laws.

The professionals at Virtual Insurance Agency, servicing Northville, MI, can help. We work with many insurance carriers to help our customers find the right insurance policy for their needs.

What is Liability Only Auto Insurance?

Liability only auto insurance is a type of insurance that will pay to repair or replace the other driver’s vehicle if you cause an accident. Liability only auto insurance does not pay to repair or replace your own vehicle.

Who Needs Liability Only Auto Insurance?

Liability-only auto insurance can help basically anyone who has a vehicle. However, if you have a car loan, you may be required to get more auto insurance coverage.

Lenders that provide car loans to people often want to know that the vehicle has full coverage, including comprehensive and collision coverage, so that it can be repaired if it is involved in an accident.

When Should I Get Auto Insurance?

Auto insurance is a requirement for driving on the road. If you are going to buy a car, start conversations with insurance agents soon, so you’ll be ready to get a policy before driving the vehicle for the first time.

Need Auto Insurance? Call Us Today

If you need auto insurance, contact the professionals at Virtual Insurance Agency, servicing Northville, MI. We work with many partner carriers to ensure that our customers have a variety of choices. We’ll help you find the best insurance policy for your needs.

Partner Carriers

  • Ahoy
  • Assurity
  • Attune
  • BiBerk
  • Blink
  • ClickVSC
  • Cincinnati
  • CIS collectible
  • Cowbell
  • Ethos
  • Get Covered
  • Hippo Insurance Services
  • Kelly Klee
  • Lemonade
  • Neptune
  • Next
  • Progressive
  • RLI
  • Secura
  • Skywatch.ai
  • Steadily
  • Tend
  • Thimble
  • Vacant Express