Michigan has a wealth of natural beauty that is difficult to ignore. With Lake Michigan alone, it’s no surprise that boating is a popular way to spend time in this Great Lakes state. But with this popular activity comes the question:
Is boat insurance required in Michigan?
The answer is not as simple as a straightforward yes or no.
First, it’s important to know that having boat insurance in Northville, MI is not mandatory, but Insurish, LLC highly recommends it. Even though the state doesn’t require it, you’re probably wondering about the benefits you can have when you purchase boat insurance. So, let’s talk about them.
Accidents can happen even to the most experienced boaters. Boat insurance gives you peace of mind that you are financially covered if an unfortunate accident occurs. The policy can pay for damages to your boat, injuries to you or others, and even legal expenses if you’re sued. Plus, you can purchase additional coverage to protect your investment if you have an expensive boat.
Aside from that, many marinas and waterways in Michigan require boaters to have liability insurance. In this case, even if the state doesn’t require it, you may still need it to access some places.
Reach Out To Us
Northville, MI may not require boaters to have insurance, but it’s generally a smart investment to consider. Boat insurance provides peace of mind and financial protection against accidents, damage, and liabilities. Plus, some marinas and waterways require it. When purchasing boat insurance, shop around and choose the right policy for your needs.
Contact Insurish LLC for more guidance and help in choosing the right policy. Remember, staying safe and protected while on the water is always the priority.
